Case study

Streamlining loan portfolio approval process

One of our banking clients requires us to complete a checklist for every loan agreement we advise on, confirming compliance with core policies or justifying deviation. These checklists require approval by an internal bank team, before the loan is authorised.

To streamline the internal approval process, we are proposing capturing these checklists on a central dashboard-based platform, which the client can then use to compare the loan to policy, as well as every other loan being negotiated and approved (or declined) across the bank.

In addition to supporting individual approvals and satisfying risk management protocols, the platform should allow senior decision makers in the bank to see – for the first time – the positions being taken across a material portion of their loan portfolio, and they could adjust their management approach and policies accordingly.